General Liability Insurance in St Petersburg, FL
Accidents involving customers, clients or property can happen at any time—for many businesses, general liability insurance is a core part of managing those risks. At Zirkle Insurance and Financial Services, we assist business owners across St Petersburg in exploring coverage options that align with their operations and contractual requirements.
What Does General Liability Insurance Include?
As with any insurance solution, coverage details vary based on the policy and carrier. However, a general liability policy may commonly include the following:
- Bodily injury—This may assist with medical costs if someone is injured at your place of business or during business activities.
- Property damage—This coverage may help if your business activities unintentionally damage someone else’s property.
- Personal and advertising injury—This may include claims related to libel, slander or copyright infringement.
- Legal expenses and settlements—Some policies may assist with legal defense fees or covered claim settlements.
Many vendors, landlords and clients require proof of this coverage before allowing you to sign contracts or operate in certain spaces.
Who Should Consider General Liability Coverage?
From independent trades to local retail shops, general liability insurance applies to a wide range of businesses in St Petersburg. If you work with the public, advertise your services or visit client locations, this policy may be an important part of your risk strategy.
Zirkle Insurance and Financial Services can walk you through available options and help you identify policies that reflect your business activities. Contact our St Petersburg office today to request a general liability insurance quote or schedule a review of your current coverage.